We Help You Get Approved — Not Just Apply
Most loan applications are rejected not because the applicant is unqualified, but because they approached the wrong lender, submitted an incomplete file, or applied at the wrong time. We fix all three.
Funding Amount: Up to $100,000
Interest Rate: 10% – 14% (based on credit score and business profile)
Loan Term: 5 years (first 6 months: interest or minimal payments only)
Eligibility
- Minimum credit score of 700
- Business operating for at least 2 years
- Tax filings complete for the last 2 years
Required Documents
- CRA Notice of Assessment
- 2 years of tax returns
- Current credit report
- Business plan (prepared by our team)
Best For: Established small businesses that need moderate, predictable capital.
Funding Amount: Up to $350,000
Interest Rate: Prime Rate + 3% to 6%
Loan Term: 8 years (24-month principal payment deferral)
Eligibility
- Minimum credit score of 670
- Annual business revenue under $3 million
- At least 51% ownership by women, Indigenous, or Black entrepreneurs
Required Documents
- Credit report
- CRA Notice of Assessment
- 2 years of tax returns
- 6 months of financial statements and bank statements
- Financial projections
Best For: Underserved entrepreneurs seeking larger funding with long repayment terms.
Funding Amount: $50,000 – $500,000
Interest Rate: Prime + 2% – 3%
Structure: Revolving — no fixed repayment schedule
Eligibility
- Business located in Ontario
- Operating for at least 6 months with 3+ months of revenue
- Monthly cash flow of $15K+ OR receivables of $50K+
- No losses reported in the previous tax year
Required Documents
- Credit report
- 2 years of tax documents
- CRA Notice of Assessment
- 6 months of financial statements and bank statements
Best For: Businesses managing cash flow, payroll, or short-term operational expenses.
Funding Amount: Up to $2,000,000
Interest Rate: 10% – 14% (Prime Rate + BDC Rate)
Loan Term: 5 – 10 years amortization (based on loan purpose)
Eligibility
- Minimum credit score of 670
- Business operating and generating revenue for at least 2 years
- Minimum 25% of loan amount held in liquid assets
Required Documents
- 2 years of tax documents
- Current credit report
- 6 months of financial statements
- Business plan (prepared by our team)
Best For: Established businesses ready to scale, acquire, or invest in commercial real estate.
Our Funding Process
Step 01
Free Consultation
We assess your goals, financial situation, and eligibility.
Step 02
Program Matching
We identify which funding options fit your profile.
Step 03
Document Preparation
We prepare your business plan, projections, and application.
Step 04
Lender Submission
We submit your file to matched lenders and follow up.
Step 05
Approval & Funding
You receive your funds and begin building.
have anything to ask ? Contact us any time.